Set 1: Personal Finances Interview
You have agreed to take part in a research study about personal finances. You will have a short online interview with a researcher.
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"Thanks for speaking with me today. Please think back to the last time you made an important financial decision. It could be either a major purchase you decided to make or an investment decision you made. What was it, and what led to that decision?"
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Answer this as a personal memory prompt. Start with a direct answer, add one specific detail or example, and explain why it matters before the timer ends.
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"People respond to personal finances in different ways. Some feel good about this subject, while others feel a lot of anxiety or stress. How do you usually feel about managing your money? Why do you think you react that way?"
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Answer this as a personal preference prompt. Start with a direct answer, add one specific detail or example, and explain why it matters before the timer ends.
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"Now I'd like your opinion. Some people say that setting aside a small amount of money immediately after you get paid works better than trying to save whatever is left after you've covered your expenses. Do you agree with that idea? Why or why not?"
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Answer this as a stance on issue prompt. Start with a direct answer, add one specific detail or example, and explain why it matters before the timer ends.
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"One last question. Do you think schools should do more to teach basic money skills such as explaining how to use simple budgeting tools and how to avoid credit card debt? Why or why not?"
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Answer this as a policy opinion prompt. Start with a direct answer, add one specific detail or example, and explain why it matters before the timer ends.